How to get a cheap UK personal loan without getting scammed. We’ll show you all the tricks to getting money cheap without needing a Payday loan or even a great credit score. Take your finger off the mouse before you take that “easy online loan” and let’s go through your best options depending on how much you want to borrow, even if you have a bad credit rating.
0:00 Why is the loan type important?
0:14 Do this for loans between £0-£100
0:27 Do this for loans between £100-£250
0:50 Do this for loans between £250-£4,000
1:12 Do this for 4-5 year loans between £250-£4,000
1:35 Do this for loans between £4,000-£7,500
2:44 Do this for loans to pay back your debts
Here are the links from the video:
Credit Card Calculator:
Alternative to Payday loans:
Payday loans are designed to trap you in a cycle of debt. When an emergency hits and you have poor credit and no savings, it may seem like you have no other choice. But choosing a payday loan negatively affects your credit, any savings you could have had, and may even cause you to land you in court.
Either you have a decent credit score and you can get much better terms or you need to fix your credit score and we’ll show you how.
There are always better options for a personal loan than payday loans, so just don’t do it.
Watch the video for the cheapest interest rate approach and the best ways to borrow in the UK from £100 pounds to £7,500.
Remember, always check with your financial advisor or just have a chat with your friends and family before making big money decisions, and only borrow as much as you need and no more. If you don’t think you can make the repayments, don’t take the loan. It will only hurt you more in the long run.