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How To Get A $10k Sofi com Personal Loan No Credit Check Review 2021?
How do I qualify for a SoFi personal loan?
Good credit required: SoFi requires a minimum credit score of 680 to be approved for a personal loan. Time to receive funds: Once approved, borrowers will receive their funds within a few days, according to SoFi.
Does SoFi require proof of income?
In addition to checking your credit score and history, lenders typically also want to confirm that you can make payments on your loan and likely require some sort of income or employment verification.
How long does it take to get approved for a SoFi personal loan?
After your application has been submitted and begins the review process, the average processing time is 2-4 days for final approval. Some applicants who are self-employed or have other forms of complex income typically experience a longer processing time from 5-15 days.
What credit score does SoFi use?
VantageScore was established in 2006 as a joint effort across the three major credit bureaus. Here at SoFi, we use FICO® Scores or VantageScore as part of our lending decisions. The upside of using such scores is clear: they’re data-based, which means lenders aren’t making decisions rooted in human biases.
Does SoFi check credit?
Checking Your Rates: To check the rates and terms you may qualify for, SoFi conducts a soft credit pull that will not affect your credit score. A hard credit pull, which may impact your credit score, is required if you apply for a SoFi product after being pre-qualified.
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